In the military we find ourselves moving a good amount. During these periods of what can be overwhelming change we find that we have to spend a good deal of money and then wait to be paid back for our expenses. This can be a stressful experience and those of you with families can run short on cash sometimes. There is a good credit card out there that can help with these situations and allows you not to incur interest on purchases.
Barclays offers the Barclaycard Arrival Plus World Elite MasterCard. This card, simply put, is AWESOME. Barclays with a phone call and the faxing of your orders or LES will waive your annual fee and reduce your interest rate to ZERO percent while you are on active duty. In addition, you will receive a 50,000-point bonus for $3,000 on purchases in the first 90 days. On every dollar spent you will receive two points which are redeemable for 2 cents on travel related expenses. Also, when you redeem your points you will get five percent back. This is a great credit card if you do not have one and do not know much about credit cards. The combination of the annual fee waiver, zero percent interest, and great rewards potential there is not a much better card out there for active duty military for their everyday spend.
Update: I forgot to include the number to call, so here it is: 1-866-918-5212. Barclays usually answers pretty fast and there is no menu, you just get directly connected! After a quick conversation they will most likely ask you fax your orders or LES to the following number:1-800-453-9719. If you have anymore questions feel free to ask in the comment section.
Caveat: This is the best credit card if you do not want to deal with the headache of the credit card game of using a different card for every type of purchase. I personally do this and find it to be both rewarding and fun, as it is a hobby of mine. However, I do not recommend this strategy for everyone, particularly those who have little fiscal discipline regarding the use of credit cards. When using credit cards, know yourself, if you follow this simple rule you will never get in credit card trouble.